Cover Up: The Importance Of Insurance For Every Situation

3 Commonly Asked Questions on Getting Insurance Cover for Public Liability

Running a business is an equally challenging and rewarding venture. If you want to run your business smoothly, you should find ways to safeguard it from liabilities and damage. A smart way to protect your company from unexpected lawsuits is through public liability insurance. Below are the three frequently asked questions about this insurance product to help you get started with the process.  1. What Risks Does It Cover? The market has hundreds of insurance products.   Read More...

5 Reasons to Find a New Business Insurance Broker

A good business insurance broker can help you to find a business insurance policy that meets all the needs of your business. However, some insurance brokers do not give each client the individual attention they deserve. Here are five benefits you could obtain by switching to a different business insurance broker. 1. Faster Responses A good insurance broker returns clients' calls as soon as possible. If your broker leaves you hanging when you get in touch with a question, it could be time to switch to a new insurance broker for better service.   Read More...

Is There Still A Need For Insurance Brokers ?

Until fairly recently, it was virtually impossible to obtain insurance for anything without using the services of an insurance broker. This was true for normal domestic insurance, such as home and car insurance, and also for all types of business and liability insurances.  Insurance companies generally did not like dealing with members of the public, as it was too time-consuming and costly. They preferred to use an intermediary, an agent -- usually an insurance broker -- who could deal directly with the public, and then negotiate the risk with the underwriters of the insurance company.   Read More...

How Are the Claim Limits in Trades Insurance Determined?

Trades insurance is a way to protect your company from the problems that can come along with extending credit. It's only natural that you want to offer your customers some type of credit, and it's quite common for businesses of all sizes to allow their customers as much as a year to pay their invoices. However, if you have a client that doesn't pay their invoice and the amount owed is quite large, it could be enough to seriously impact or even destroy your business.   Read More...

Do You Need Public Liability Insurance for Your New Business?

There are many new business owners that fail to realize the importance of acquiring public liability insurance for their business. Without this cover, the business can incur huge penalties for any damages caused to third parties as a result of the business operations. Public liability insurance is essential for all forms of business that interact with the public, regardless of whether the business is small, medium-sized, or large. Before taking out public liability insurance, it is important to understand why you should take it and how much of it you need so that you can protect your business in the public sphere.   Read More...